Customer Service Posts

Top 5 Prerequisites To Selecting A Suitable Merchant Account Service

To satisfy your credit card processing needs, you have to ensure that you do due diligence in choosing an appropriate merchant account for your business. The following factors should help you accomplish this with ease;

Top 5 Prerequisites To Selecting A Suitable Merchant Account Service

  • Rates

You may ask why to put this in the first place, well, the rate offered by a merchant provider is exceptionally pivotal in determining if it suits your requirements. When making a determination, you have to assess the full picture and not simply fixate your consideration on maybe a couple of things. Also, it’s so vital to choose an account provider that tells everyone of you the rates and not one that solitary offers a fragmentary accounting of the cost structure.

Concealing charges by oversight (intentionally or something else) is a clear no-no. Endeavor to secure minimal costs with a merchant account provider that trusts in full disclosure.

  • Credibility

One way to determine the credibility of a company is by going there through reviews and ratings on the web.  A great deal of these is available online and is easily accessible. Reading reviews and considering ratings can help a lot of turmoil and money in the long run.

Try to find a merchant account provider with good standing. I know that it is not easy to satisfy all clients, regardless, the general accord ought to be perfect for any card processor that you may settle for.

  • Level of professionalism

While you are still searching for a merchant account provider, try to look at how each that you has had contact with treated you. Have there been prompt replies to emails? What about their correspondence, how intensive has it been? Did they let you in on the full scope of rates? And their approach, what is that of deference and kindness?

It is of great importance to find a provider where there is by all accounts an affinity and relationship building.

  • Merchant-Friendly Policies

It is also of importance that you use an account provider that does not assess any end or cancellation expense if you decide to close your account. Any card processor ought to be self-believing and trust that they will win their massive customer loyalty.

In the same light, do not get ensnared in any hardware renting program, if conceivable, as it will be outlandish for you to close the account without punishment should you have to do as such before the predetermined measure of years passes according to the agreement.

  • Explore All Options

You should only open a merchant with a provider that will be able to cater for all your card processing needs. Many merchants know the importance of having a merchant account, and they acknowledge their need for one. The problem, however, is that some of them still are not aware of the best approach to accept credit cards.

To avoid encountering problems with your merchant account, ensure that you communicate with your provider in respect of this and ascertain that they understand your needs as a business.

By using the list above of criteria, you will remain on the right path for selecting the best credit card merchant account — one that will live up to your expectations and satisfy your merchant credit card processing needs.

Finance BPM Systems: What Business Challenges Can They Deal With?

Today, to survive and succeed in the environment with serious economic difficulties, fierce competition, disruptive technologies, regulatory pressures, and industry consolidation, financial organizations and banks need to not only to reconsider how they do business, but increase the efficiency of their key processes.

Finance BPM Systems: What Business Challenges Can They Deal With?

Customers’ expectations and demands add to the need for well-managed and standardized processes, which can ensure swift and reliable visibility into mission-critical financial activities. For all these reasons, the deployment of BPM finance software is even more important as it helps companies adapt to the new market conditions and address any business challenges.

A robust finance BPM system like bpm’online ( empowers firms to master different process-related problems:

Meeting regulatory changes

Compliance is the ruling engine of a profitable business. Streamlined, properly documented processes can not only yield enhanced productivity and efficiency but can reduce risk exposure by embedding compliance and operational controls into the routine processes. Good business process management software facilitates an easy creation and modification of financial operations within the BPM system to deliver value to end customers and provide with proper compliance.

Finance BPM Systems: What Business Challenges Can They Deal With?

Gaining operational efficiency

CRM-based BPM software for financial services makes it easy to apply a customer-centric focus to the repeatable processes and projects. By having a detailed description and visual presentation of how exactly tasks and operations must be done, the users can execute everyday processes in accordance with the corporate policies and protocols and control the overall performance with the help of various measurement and evaluation tools built in such a solution.

Integrating real-time data into business processes

An intelligent BPM finance suite makes it possible to use real-time data analytics within financial processes by means of improving business outcomes and bridging the gap between processes and information. Bpm’online software encourages business processes to be executed with an instant access to the right data from different sources to support the smooth process functioning and provide customizable dashboards and reports throughout a company’s information systems and applications.

Finance BPM Systems: What Business Challenges Can They Deal With?

Functionality of ideal BPM finance software

The financial business is very complex and competitive. Banks, insurance companies, and credit organizations strive to achieve better results in delivering high-quality services and products that completely comply with both industry regulations and customers’ requirements.

Such a high level of complexity requires an exceptional level of control and business agility. A smart BPM finance solution helps companies improve and better control existing business processes, eliminate inefficient operations, reduce costs, and, ultimately, improve customer experience – all of this thank to sophisticated BPM tools:

  • Business process management to design, simulate, implement, monitor, and optimize financial operations and workflows;
  • Customer relationship management to create a generalized database with advanced customer profiles where the full history of interactions, transactions, and requests are kept and maintained;
  • Social collaboration features to empower managers and customers interact via different communication channels;
  • Product catalog to help financial houses manage their product/service portfolios;
  • Document management to support an entire document lifecycle and allow for automatic document generation within BPM finance software;
  • Knowledge management offers a unified library where the vital materials are stored (articles, guidelines, document templates, etc.);
  • Analytics and insights to track the progress of processes and their owners with help of numerous KPIs and metrics that are determined and tied to the process steps while modeling process maps;
  • Project management to create marketing campaigns: set up deadlines and budgets, delegate tasks to the performers, allocate resources, and track project time and cost. Read real users’ reviews to know how your company can benefit from a modern BPM program.

Why Is It Importance To Hire Professional Proofreading Services

Proofreading is very important, before submitting an essay or a business document for publication. It frees the document from any kind of errors such as grammatical mistakes, incorrect spelling, punctuation, vocabulary, use of English, the absence of words, etc.

Properly proofread articles not only look professional but also help in putting across the right message to the recipient.

What types of errors are identified and solved by a proofreader?

Once you prepare an article, a proofreader is hired to revise each and every word of the article to find out any minor or major mistake. Experienced proofreaders are well aware of the possible places where a writer may commit mistakes.

Some of the commonly occurring mistakes are misplaced comma, incorrect use of preposition, improper sentence construction, etc.

There are some major mistakes that are identified and corrected by a proofreader. These are the ones that modify the meaning of your sentence or diminish the quality of the writing. Both of these errors are rectified soon as due to these errors the document is not able to communicate its intended message properly to the audience.

Why Is It Importance To Hire Professional Proofreading Services

What types of proofreading services are offered by the proofreading companies?

Based on the number of hours a proofreader works on your assignment, a customer is being charged. Different time slots assigned to a proofreader and based on which a proofreading service is categorized.

There are different categories of proofreading services such as

  • Bronze that offers 72 hours of editing service.
  • Silver offer 48 hours of editing service.
  • Gold offer 24 hours of editing service.
  • For small documents, you may go for Platinum service that offers 10 hours of editing service
  • Sapphire can complete proofreading in 6 hours.
  • Diamond can finish proofreading your article in 3 hours or less.

All these rates are for per page basis where the word count of a single page is 300 words.

What is the need of professional proofreaders?

Expert editing

Professional proofreading services are experts at editing documents. Editing mainly comprises of finding the language and technical errors and eliminating them. Professional proofreaders are highly trained to find the exact place of error and take possible measures to correct them in written work. Their review services help in enhancing the quality of your documents.

Offer remarkable substitution

Once the incorrect word or a sentence has been removed, it will then be substituted by superior quality words and phrases. By employing this technique, professional proofreaders augment the sentence flow in all their assignments.

Improved formatting

Professional proofreaders at examine and improve the formatting of documents and the organization. Their services also aid in offering assurance, so that entire significant message is communicated in a proper way. Thus, it makes an ordinary document into an effective and worth reading document.

An article before setting it for distribution should be checked for its correctness. A well-written, organized, and presented article when proofread makes an everlasting impression on the reader.


Most of the mistakes that traders make while transacting with options are avoidable. A great way to avoid majority of the mistakes that will be discussed in this article is by becoming a member of an online options trading forum. Such platforms enable you to learn from the mistakes of others, as well as offer you great advice on how to avoid the most common pitfalls in the industry. Below are some of the common mistakes that options traders make when plying their trade.


Insufficient research

Most beginners enter options trading because they have heard there is big money to be made in the industry. They hardly do any research on the matter to find out if they truly have the skills, the stamina, and the risk appetite to actively trade options. Some traders rely on pure luck hoping that they will make it big in no time. Lack of sufficient research on options trading can lead to a significant loss of money and effort on your part. You need to understand the background required of this kind of training before you embark on your first transaction.

Insufficient Time Spent Learning the Trading Strategies

One of the biggest mistakes you can make as an options trader is not fully comprehending the strategies involved in the industry. Everyone is in a hurry to make a profit, but without the underlying knowledge of the strategies involved, people are bound to run into huge losses. You need to make the time to learn and understand the different strategies employed in the industry. With this knowledge, you will be well equipped to deduce the best strategy to implement at different times.

Over-allocating Your Positions

Options trading, like any other form of investment trading, should be done in a series of small steps in order to generate the most wealth. The problem with a lot of new traders in the industry is that they are constantly looking for that one gigantic opportunity to make it big. It is better to focus on taking small steps and gradually build your wealth than staking majority of your investment on one big opportunity. You get to learn so much along the way by taking the small steps, and you ensure that you build your wealth steadily.

Not Focusing on the Long Term

Another mistake made by many new options’ traders is never focusing on the long-term. Some traders trade something specific for only a day or two and then give up on it. In such a scenario, the trader is not allowing enough time to pass for the opportunity to mature. You should always remember that majority of the strategies used in options’ trading are supposed to be long-term. Always make your trading decisions based on that little nugget of knowledge.

In addition, the only way you can be truly successful in options’ trading is by being persistent and consistent. First, you have to know how to trade properly and increase your profit margin. Then, you have to consistently and persistently apply this winning strategy in order to increase your wealth in the long term.

Why You Should Carefully Scrutinize Your AC Repair Invoice

Getting an air conditioner repair company that you can trust can be quite a challenge these days; most of the time homeowners are not sure they are getting value for their money. You can become more informed and stop worrying whether what you are paying is a fair amount or someone is actually taking advantage of you; the following tips can save you from the wiles of some unscrupulous AC service providers:

Why You Should Carefully Scrutinize Your AC Repair Invoice

Have a good maintenance record: Whenever an AC repair technician suggests that you need to change a certain part, check your records before giving consent. This will help you remember how old the part is. However, if there is a genuine reason why the change must be done so soon after the last service, ask them to clearly explain that cause of the problem.

Upcharges: There are AC installation companies that will charge you some extra fees for the emergency call which is fairly normal. However, you need to make sure that you don’t pay twice; there should be only one emergency service charge. Take care also to avoid being charged for an evening or weekend differential.

Illegal fees: If you are paying using your credit card you don’t have to pay any processing fees; there companies that thrive on this with some of them charging up to $10. This is an illegal charge and you shouldn’t allow it to happen to you.

Be aware of minimums: While minimum charges are a standard in service charges for different industries, being asked to pay multiple hour minimums for a routine check will eventually cost you more than you really should be paying. Always ask prior to signing a contract about the company’s service call charges and what if any minimums they have in place. You don’t want to get surprised when they are at your doorstep.

Truck charges: For some homeowners who live in places where finding parking space isn’t so easy, there are AC repair service companies that will charge a truck parking charge if they don’t secure some space to park their truck near your residence. This is an upcharge for the inconvenience the go through as well as added time; however, this doesn’t sound like a good way to attract a repeat customer.

Detailed, written estimates: If you want to stay safe from any unscrupulous AC installation service companies, it is always advisable that you receive a well written detailed estimate before they commence work. Any disagreement that happens in the absence of a written document becomes your word against theirs. You will want to complain about some hidden fees and they will claim that they told you everything. A written estimate gives everyone a clear understanding of all the charges related to labor, parts and any other fees; such a document will also help you make a comparison with other service providers.