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Few Different Types of Online Scams and How to Handle Them

Scams are found in many different forms and often they come in disguise. You must be able to notice the warning signs whether you are being targeted or not. Let us discuss few such scams that are prevalent these days.

Phishing

In this type of scam, you may receive certain email from a well-known source like PayPal, Amazon or Apple etc. They may provide certain link where you are asked to click as well as log-in by submitting all details about you. They may send a very attractive message so that you are tempted to log-in to their website. In fact, your information is stored on fake websites.

In another version of such scam, you may get a file as an enclosure. When you open the enclosure, your computer is attacked by virus.

How can you spot it?

  • If you are addressed as “Dear Sir/Madam” then it can’t be legitimate email. Any legitimate email will prefer to address you with your name.
  • Check the email address of the sender. If it is from any recognized institution then you can find the name of the institution on their email address. Otherwise, it will be prefixed by certain number or there may be deliberate spelling mistakes.

Most of the money fraud attorney will ask you to exercise some control and avoid such unsolicited emails. Never click on the enclosure unless you are very sure about the source.

Vishing

You may get certain phone call where the caller may pretend that he is calling from a bank or government body and try to know about your details.

How to spot?

Usually it is a bit difficult as on the face of it appears to be genuine. However, if you notice that the caller is too desperate to get your info then you may get suspicious.

If you are reasonably sure that it was fraudulent call, then you hang up the call. If you are not sure then call your bank to verify it.

Investment Scams

You may be approached either by phone call or email or someone may knock your door and explain you their scheme. These types of scams may vary however the main purpose remains the same, where they expect you to hand over your money in order to either invest in any product or in their company.

How to spot?

Some times it is quite difficult to identify such scam as the scheme looks genuine and they show their legitimate website with many testimonials too. You must enquire from any regulator or agency to find the genuineness. You must remember any legitimate company will never contact you suddenly to provide you an investment opportunity. If you are promised very high returns with very low risk then you must immediately reject it. It will be sure shot scam.

If you are ever cheated by any unscrupulous people then you must immediately report the matter to FCA or you can also report the matter to online action fraud police.

What are The Ways to Take Advantage of Custom Bags to Benefit Your Business?

Most of us must have received promotional reusable bags while going for any kind of shopping from a shopping mall or any other neighborhood shops. In these bags, you will find the name of the brand or product mentioned which will not only been seen by you but many others who will see you carrying such bags. In a way you are helping the brand to do the advertisement of the brand without receiving any charges. Re-usable bags are not only useful in promoting any brand but also helping to preserve the environment which can be harmed by using single-use plastic bags. These plastics can hardly be recycled and hence they pollute the environment as well as harm the wildlife too.

Besides getting environmental advantage by using such custom grocery bags there are number of other advantages also that such reusable bags can offer. If you have any business then you can use these bags as very good business promotional tool without making any massive advertisement in billboards or in any other public media.

Let us see in the subsequent paragraphs how these reusable bags can make your business more profitable without making any major investment.

  • Sell your custom bags to your customers

Many customers often come for shopping to any mall or any other shopping center, without any bags and they will love to buy your bags if you offer them at very cheap rate. Customers will happily carry your reusable bag, that contains your logo and brief details about your product and services. Not only your customer will learn about your company and its products, but also many others who will see you carrying such bags with your logo, will notice your products too. Thus, it will help you to do almost free advertisement about your product.

  • You may stop offering disposable bags

Once you have reusable bags that is properly designed and good for carrying sufficient stuff then there will be no need to use any single-use bags, we all know that it does plenty of harm to our environment. Your money will be saved as you no longer need to buy such single use bags. You can also offer certain discounts to your customers who will bring the reusable bag again with your company logo.

Most of your customers will be thrilled to know that reusable bags can also save them some money and hence they will like to keep more bags with your logo and brand. Thus, with one hand you charge them for buying the bags and on the other hand offer them discount. With this idea, you attract more customers and also sell more bags which will help you to promote your business too.

  • Very inexpensive way to promote your brand

Customized reusable bags will not cost you much and also by charging little money for the bags you are recovering some cost incurred by you. And as a result, you are able to increase your business, make your brand popular by spending very little amount of money.

There are plenty of vendors available who are ready to provide you such customized bags at a reasonable rate.

Is Maternity Covered By Your Health Insurance Plan?

If something can be rendered as the best feeling of the world, then it is the feeling of motherhood. But welcoming a new member of the family comes with a lot of responsibilities, not to mention the need for medical aid. In order to have all the medical treatment done for maternity covered in the best possible manner, you need to have a complete medical attention and that is the reason why you need to have a maternity insurance. This is the type of insurance that covers the cost of pre natal, post natal and childbirth costs.

Why do you need to take a maternity insurance along with your health insurance plans?

In some cases, it has been seen that childbirth comes with a lot of side effects for the mother and it can bring out future ailments of the body as well. If you have already taken a health insurance cover, then your future medical expenses Nowadays medical science is so developed that the expenses have already soared up to a great extent. If you want to have better facilities for the would- be mother, then you have to take up the maternity plan in the medical health insurance policy,  and now we are going to list the number of benefits that you will be able to avail.

  • Firstly, there will not be any kind of imposed restrictions as far as rent, doctor fees and medicine costs are concerned.
  • There is no restriction of entry age.
  • The new baby born is given a cover and it is accompanied by the maternity benefit as well.
  • There are consecutive free health check-ups and renewability of a lifetime.
  • There are over 6000 network hospitals where you can get cashless direct payment without any co-pay.
  • You can save taxes up to INR 60,000 under the section 80D of the Income Tax Act.

Indifferent of whether the delivery is being done in normal or c-section, we cover the hospitalization entirely. But do remember that if you are taking medical health insurance policy with maternity cover, then there will be a maternity cover after a waiting period of two to four years.

Should you opt for a specific plan for maternity?

If you want to, you can have a plan which is specific to maternity but then it is always a better option to have a better and wider insurance plan- because you can get an added sector of benefits. Maternity occurs only once or twice in a lifetime but when it comes to other physical ailments, there can be many-and that too without any intimation. It is always an advisable job for you to go for the entire package for health insurance so that no matter what mishap happens, you can always be prepared for the same. It is important to understand that no indifferent of the kind of insurance that you are opting for- be it medical insurance products or general insurance products, you should be knowledgeable to choose nothing but the best of the lot.

Loomia ICO Review

The demand for ICOs (Initial Coin Offerings) has been increasing daily in the world market, since its establishment. In 2017, they have faced an enormous increase with a earnings gain of around 1 billion USD ($1 billion). Such gain had been achieved by making use of various blockchain jobs. The users or shareholders are getting an enormous earnings with the ICOs since they are providing their services by means of digital tokens.

When an entrepreneur exchanges his digital currencies in virtually any one of the notable digital currency exchange, he can boost his token value, in that way getting a high gain. Many of these are possible only with ICOs, which are offering their coins with the areas of cryptocurrency and blockchain systems.

Loomia ICO Review

Because of this increasing demand, a lot of buyers are showing their extreme interests to make ventures in ICOs. Those shareholders must be careful in deciding on the best ICOs, in order to gain maximum benefits. The list following gives the most notable  ICOs, by which an entrepreneur can make huge investment funds without any inconveniences:

Essentia

Essentia ESS can be an online system that introduces us to the world of decentralized digital community. It is a fault – facts, anti – misuse and anti – spam network that facilitates a link between the non-public information of 1 consumer and the digital ID of various other (opposition) user. It provides valuable decentralization as well as recentralization strategies.

It includes inter – operability between machines, users and alternative party services. It offers complete authentication to its users over the next aspects:

Personal identity related information or data

Assets and Privacy aspects.

Ubcoin can be an online market that offers its users a chance to become crypto currency buyers. As well as the investment opportunities, it also allows the users to perform trading (selling or buying) of varied products by the exchange or copy of crypto coins. All of the exchanges performed in this system are usually safe and sound in characteristics. Read full UBCoin Review

Ubcoin market got emerged from its mother or father company known as ‘UBANK’ where Ubank is a respected mobile funding company located in Eastern Europe. Ubank was proven in the entire year of 2009, with an individual basic of around 16 million all over the globe.

HOW EXACTLY DOES The Loomia Tile ICO Work and Loomia ICO review?

It really is beneficial that the users have the opportunity to copy the received data to the meticulously developed desktop app.  Then you’ll be able to control, sell all the info to the marketplace researchers. Quite details should be brought up here, the application is minus the server. It uses the blockchain for making sure the exceeding security and data integrity.

There is indeed the super large selection of third-party integrations because of the unique ability of the platform. It can hook up an individual’s physical id with their digital one bringing out the serious starting place.

The project is bettering every day which is coming to immense success. Increasingly more market researchers support the LOOMIA TILE’s concept. And it is not surprising whatsoever as LEL can be used for providing the average person ID’s using garment, that in its change can be tracked.

Considering all the top features of LOOMIA TILE it is unquestionably worth choosing its services. The company is focusing on the many ground breaking smart products as well as data services that are guaranteed because of the use of the reliable blockchain technology. LOOMIA TILE is well-known as a result of meticulous connection of consumers and companies into a reciprocally effective and excellent exchange experience.

If You Are In Favor Of Reducing Plastic Wastage Then Read This

Plastic wastage is increasing day by day due to our present lifestyle, which is a real challenge for environment protection. Everything that you buy from the market is carried in a plastic bag or package, which is in fact are supposed to be recycled. However, the reality is that you find plastic garbage in every waste bin. There are few simple ways that can be followed by all of us so that we can reduce the plastic wastage.

If You Are In Favor Of Reducing Plastic Wastage Then Read This

After discussing with Plastic Police people, we have come out with few simple ways to reduce plastic waste.

1. Prefer not to use straws

Whenever you order for a cold drink then tell the vendor or the waiter that you do not need any straw. Even if they offer you, you can politely refuse to take it. In case, you can’t manage without a straw then carry a stainless steel or glass made straw with you. When the waiter sees that you are carrying your own straw then he will not give the plastic one.

2.  Use reusable bags for shopping

Most of the vendors and shopkeepers provide a plastic bag as soon as you purchase something from them. If you have your own reusable bag then you can avoid taking any plastic bag.

3.  Give up chewing gum

You are chewing a plastic when you are chewing any gum. This can create serious hazard in the drain if it gets stuck. So, avoid taking chewing gum altogether.

4.  Buy boxes instead of bottles

Prefer to take detergent and soaps in a cardboard box instead of plastic bottles. Cardboard boxes are not damaging to the environment like plastic.

5.  Prefer to buy bulk bins

If you go for shopping in a super market and buy things like beans, rice, pasta, cereals and nuts etc. prefer to buy in bulk so that instead of plastic bag they are offered in reusable package. In this way, not only will you save some money by taking in bulk, but also help in the cause of reducing plastic wastage.

6.  Reuse glass containers

Certain items like sauce, peanut butter, salsa and few others can be purchased in glass containers instead of plastic bags. Instead of throwing these glass containers you can reuse them.

7.  Reuse plastic bottles

Bottled water is a very big source of plastic waste as many vendors can be seen selling bottled waters at every place. Instead of throwing away these bottles you may reuse them. Similarly, the cups in which tea or coffee is offered may be reused so that you can reduce plastic waste.

8.  Carry your own container

If you are planning to a restaurant then carry your own container to get your leftovers packed. This way, you can avoid using another plastic bag/container.

9.  Avoid buying frozen foods

Most of the frozen foods are packaged in plastic bags. Therefore, avoid buying them.

10.  Avoid buying packaged juice

Instead of buying packaged juice buy fresh juice, which is also more healthy and fresh.